{"id":2828,"date":"2021-02-17T10:51:00","date_gmt":"2021-02-17T13:51:00","guid":{"rendered":"https:\/\/abogadosmaryland.cyberglobalnet.icu\/?p=2828"},"modified":"2021-07-24T12:20:37","modified_gmt":"2021-07-24T15:20:37","slug":"current-low-rate-of-bankruptcy-filings-could-change-by-mid-2021","status":"publish","type":"post","link":"https:\/\/abogados-maryland.com\/es\/current-low-rate-of-bankruptcy-filings-could-change-by-mid-2021\/","title":{"rendered":"La baja tasa actual de solicitudes de quiebra podr\u00eda cambiar a mediados de 2021"},"content":{"rendered":"

Dada la crisis de salud en curso y los desaf\u00edos financieros que enfrentan muchas personas en Maryland y en todo el pa\u00eds, ha habido una expectativa de larga data de que las solicitudes de quiebra se disparar\u00edan. Seg\u00fan las estad\u00edsticas, eso no ha sucedido. De hecho, ha habido una reducci\u00f3n r\u00e9cord en las solicitudes de quiebra. Sin embargo, es posible que las personas que han logrado llegar a fin de mes y evitar verse abrumadas por las facturas mientras enfrentan una falta de ingresos no puedan mantener su situaci\u00f3n actual. La quiebra es una alternativa valiosa para liquidar deudas o reorganizar y continuar operando un negocio.<\/p>\n\n\n\n

Las solicitudes de quiebra se han reducido significativamente<\/h3>\n\n\n\n

De acuerdo a estad\u00edsticas<\/a> de Epiq, enero vio una ca\u00edda del 6% en las solicitudes de quiebra en comparaci\u00f3n con diciembre. Hubo una disminuci\u00f3n del 44% en las presentaciones a partir de enero de 2020. En total, hubo apenas 32,300 presentaciones. Esta es la menor cantidad en 15 a\u00f1os. La reducci\u00f3n de las quiebras sorprende a los expertos ya que est\u00e1 sucediendo mientras las personas pierden ingresos y enfrentan gastos m\u00e9dicos a causa de la pandemia. Esos dos factores se citan con frecuencia cuando las personas se declaran en quiebra personal bajo el Cap\u00edtulo 7 o el Cap\u00edtulo 13. La disminuci\u00f3n de las ventas y los problemas para pagar a los acreedores a menudo provocan la reorganizaci\u00f3n del Cap\u00edtulo 11.<\/p>\n\n\n\n

Se cree que el alivio econ\u00f3mico del gobierno ha contribuido a mantener a flote a las personas y las empresas. A\u00fan as\u00ed, los expertos creen que habr\u00e1 una avalancha de quiebras en la segunda mitad del a\u00f1o. Si la pandemia retrocede y la gente regresa lentamente a algo parecido a la normalidad, eso significar\u00e1 que el alivio del gobierno puede no estar tan disponible y las facturas vencer\u00e1n, lo que llevar\u00e1 a las personas a dar los pasos necesarios para eliminar la deuda a trav\u00e9s de la bancarrota.<\/p>\n\n\n\n

La bancarrota puede ser \u00fatil para las personas que enfrentan desaf\u00edos financieros.<\/h3>\n\n\n\n

Los deudores a veces se muestran reacios a declararse en quiebra debido a percepciones negativas al respecto o al temor de que no les ayude. Sin embargo, puede resultar beneficioso. La liquidaci\u00f3n del Cap\u00edtulo 7 puede eliminar deudas no garantizadas y permitir que una persona conserve ciertas propiedades. El Cap\u00edtulo 13 es un plan de pago que toma tres o cinco a\u00f1os y le permite a una persona retener una casa, un autom\u00f3vil y m\u00e1s. Para las empresas, una reorganizaci\u00f3n del Cap\u00edtulo 11 puede mantener una empresa en funcionamiento mientras se formula un plan de pago. Para liquidar la deuda y conseguir una base financiera m\u00e1s s\u00f3lida, la quiebra podr\u00eda ser \u00fatil. Para obtener ayuda e informaci\u00f3n con la presentaci\u00f3n de un caso, puede ser clave contar con asesoramiento legal desde el principio.<\/p>","protected":false},"excerpt":{"rendered":"

Dada la crisis de salud en curso y los desaf\u00edos financieros que enfrentan muchas personas en Maryland y en todo el pa\u00eds, ha habido una expectativa de larga data de que las solicitudes de quiebra se disparar\u00edan. Seg\u00fan las estad\u00edsticas, eso no ha sucedido. De hecho, ha habido una reducci\u00f3n r\u00e9cord en las solicitudes de quiebra. A\u00fan as\u00ed, las personas que han logrado [\u2026]<\/p>","protected":false},"author":1,"featured_media":2838,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[58],"class_list":["post-2828","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-bankruptcy"],"yoast_head":"\nCurrent low rate of bankruptcy filings could change by mid-2021 - Abogados Maryland<\/title>\n<meta name=\"description\" content=\"Current low rate of bankruptcy filings could change by mid-2021.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/abogados-maryland.com\/es\/current-low-rate-of-bankruptcy-filings-could-change-by-mid-2021\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Current low rate of bankruptcy filings could change by mid-2021 - 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